Water damage to your property can cause a significant amount of stress for homeowners. For starters, at least a part of your home will be unusable for a few days while the water damage is being dried out. So it's likely that your daily will life be disrupted by the inconvenience. Water damage can also put a sizeable dent on your finances. With all these things to worry about, having to file an insurance claim can just add to your stress and filing a water damage insurance claim is not as simple as it may seem.
Not all water damage is easily visible. It requires some degree of being meticulous enough to assess all the aspects of water damage and moisture. Then a detailed plan of restoring the damage must be created to satisfy your insurance company’s claims adjuster. The insurance company will require that you submit a detailed construction process to be implemented as well as the repairs and cleanup procedures to be applied. The insurance company will also require a line-by-line estimate of all the work that needs to be done.
It is important to understand what exactly your insurance policy covers. Flood damage is considered different from water damage by insurance companies, and it can get very tricky quickly. Do you know if a burst pipe or plumbing damage is covered by your policy? Water damage insurance can have nuances that are so dodgy for the inexperienced. Luckily, with LMS Restoration Houston working for you, we do more than just help you with the disaster restoration process — we help you every step of the way, including filing your water damage insurance claim.
With our decades of experience, we noticed that most of our customers in Texas have comprehensive insurance coverage for water damage and fire damage. However, because of inaccuracies and mistakes in the documentation, many of them get denied by insurance companies. That’s bad news as these homeowners were left without a choice but to shoulder the restoration expenses themselves. Don’t let that happen to you. Call LMS Restoration Houston first instead of going directly to your insurance provider.
LMS Restoration Houston has a team of experts that will assist you from reviewing the coverage of your insurance policy to documenting the damages, filling out forms, and even submitting the paperwork to the insurance company so you don't have to.
Upon receiving your call, we immediately dispatch our disaster restoration specialists who will promptly assess and document the extent of the damage. We will then provide you with a free, detailed, and accurate quote for your restoration needs. Once you approve it, we will submit it to your insurance company and we will take care of filing the insurane claim for you so you can focus on the more important tasks.
For more information on how LMS Restoration Houston can help you with your water damage restoration and insurance claims for your Houston and Galveston properties, please call 281-572-8798 or send us a message via our Contact Us page.